Medicare Savings Programs in
New Jersey
Helps pay Medicare premiums, deductibles, and copays.
Eligibility Requirements
Here's what you need to qualify for Medicare Savings Programs in New Jersey.
Income Limit
At or below 135% FPL
Minimum Age
Must be 65+ years old
Citizenship
U.S. citizen, permanent resident, or qualified non-citizen
Four programs: QMB, SLMB, QI, QDWI.
2026 Income Limits
Medicare Savings Programs income limits for New Jersey based on 135% FPL.
Medicare Savings Programs income limit in New Jersey: 135% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (135%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $20,331 | $1,694 |
| 2 people | $20,440 | $27,594 | $2,300 |
| 3 people | $25,820 | $34,857 | $2,905 |
| 4 people | $31,200 | $42,120 | $3,510 |
| 5 people | $36,580 | $49,383 | $4,115 |
| 6 people | $41,960 | $56,646 | $4,721 |
| 7 people | $47,340 | $63,909 | $5,326 |
| 8 people | $52,720 | $71,172 | $5,931 |
Each additional person adds approximately $5,380 to the FPL base ($7,263 at 135%).
Required Documents
Have these ready before you start your Medicare Savings Programs application.
How to Apply
Follow these steps to apply for Medicare Savings Programs in New Jersey.
Gather your documents
Collect all required documents listed above before starting.
Submit your application
Apply online through the Centers for Medicare & Medicaid Services or contact your local New Jersey office.
Wait for processing
Processing takes 30–60 days. Keep copies of everything.
Frequently Asked Questions
Who qualifies for Medicare Savings Programs in New Jersey?
Your household income must be at or below 135% of the Federal Poverty Level. Additional factors include age, citizenship, and household composition.
How do I apply for Medicare Savings Programs in New Jersey?
Apply through the Centers for Medicare & Medicaid Services. Processing takes 30-60 days.
How much is Medicare Savings Programs worth in New Jersey?
$1,700 to $3,000 per year. Saves $170–$250/month in Medicare premiums.
Other Benefits in New Jersey
Monthly food assistance loaded onto an EBT card for groceries.
WIC in New JerseyNutrition, food, and health support for pregnant women, new moms, and children under 5.
Free School Meals in New JerseyFree or reduced-price breakfast and lunch for school-age children.
Medicaid in New JerseyFree or low-cost comprehensive health coverage for low-income adults and families.
CHIP in New JerseyLow-cost health coverage for children in families that earn too much for Medicaid.
Medicare Extra Help in New JerseyHelps pay Medicare prescription drug plan costs for people with limited income.