Understand the support.
CHIP is administered by the Centers for Medicare & Medicaid Services. Avg $200–$500/month per child
Income limits vary by state (200%–300% FPL).
Benefits depend on your household and the program’s rules. A possible match is a starting point, not an approval.
Start with your household.
These are some of the factors the program considers. State rules and additional requirements may apply.
250% of the poverty level
A general income reference. Deductions and state rules can change the applicable limit.
Check your state’s rules
Your state guide brings together application links and local requirements.
Choose your stateSee how household size matters.
The 2026 federal poverty guidelines provide a reference point. This table is illustrative; confirm the program’s current limits with your state.
CHIP illustrative income threshold in the contiguous US: 250% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines. Program effective dates, deductions and state rules may differ; confirm with the agency.
| Household Size | 2026 FPL | Annual Limit (250%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,960 | $39,900 | $3,325 |
| 2 people | $21,640 | $54,100 | $4,508 |
| 3 people | $27,320 | $68,300 | $5,692 |
| 4 people | $33,000 | $82,500 | $6,875 |
| 5 people | $38,680 | $96,700 | $8,058 |
| 6 people | $44,360 | $110,900 | $9,242 |
| 7 people | $50,040 | $125,100 | $10,425 |
| 8 people | $55,720 | $139,300 | $11,608 |
Each additional person adds approximately $5,680 to the FPL base ($14,200 at 250%).
A little preparation helps.
Your agency will confirm exactly what it needs. These documents are a useful place to start.
- Child's birth certificate
- Proof of residency
- Proof of income
- Child's SSN
You do not need to upload documents or provide your Social Security number to take our free quiz.
Your next step is closer to home.
Explore local requirements and where to apply for CHIP.
View all 51 states and districts
A few things to know.
What is CHIP?
Low-cost health coverage for children in families that earn too much for Medicaid.
How much is CHIP worth?
$2,400 to $6,000 per year. Avg $200–$500/month per child
What documents do I need?
You'll need: Child's birth certificate, Proof of residency, Proof of income, Child's SSN.
How long does processing take?
7-30 days from submission.
How often do I renew?
Every 12 months.
See what may fit your household.
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