Medicaid
Free or low-cost comprehensive health coverage for low-income adults and families.
Overview
Medicaid is administered by the Centers for Medicare & Medicaid Services. Avg $300–$700/month in health coverage value.
Non-expansion states limit adults to ~100% FPL.
Eligibility Requirements
Income Limit
Below 138% FPL
2026 Income Limits
Federal baseline. Some states have higher limits.
Medicaid income limit in the contiguous US: 138% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (138%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $20,783 | $1,732 |
| 2 people | $20,440 | $28,207 | $2,351 |
| 3 people | $25,820 | $35,632 | $2,969 |
| 4 people | $31,200 | $43,056 | $3,588 |
| 5 people | $36,580 | $50,480 | $4,207 |
| 6 people | $41,960 | $57,905 | $4,825 |
| 7 people | $47,340 | $65,329 | $5,444 |
| 8 people | $52,720 | $72,754 | $6,063 |
Each additional person adds approximately $5,380 to the FPL base ($7,424 at 138%).
Required Documents
Medicaid by State
Income limits and rules vary by state. Find yours.
View all 51 states
Frequently Asked Questions
What is Medicaid?
Free or low-cost comprehensive health coverage for low-income adults and families.
How much is Medicaid worth?
$3,600 to $8,400 per year. Avg $300–$700/month in health coverage value
What documents do I need?
You'll need: Proof of identity, Proof of residency, Proof of income, Citizenship documents, Social Security numbers.
How long does processing take?
15-45 days from submission.
How often do I renew?
Every 12 months.