Medicaid
Free or low-cost comprehensive health coverage for low-income adults and families.
Overview
Medicaid is administered by the Centers for Medicare & Medicaid Services. Avg $300–$700/month in health coverage value.
Non-expansion states limit adults to ~100% FPL.
Eligibility Requirements
Income Limit
Below 138% FPL
2026 Income Limits
Federal baseline. Some states have higher limits.
Medicaid income limit in the contiguous US: 138% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (138%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $20,783 | $1,732 |
| 2 people | $20,440 | $28,207 | $2,351 |
| 3 people | $25,820 | $35,632 | $2,969 |
| 4 people | $31,200 | $43,056 | $3,588 |
| 5 people | $36,580 | $50,480 | $4,207 |
| 6 people | $41,960 | $57,905 | $4,825 |
| 7 people | $47,340 | $65,329 | $5,444 |
| 8 people | $52,720 | $72,754 | $6,063 |
Each additional person adds approximately $5,380 to the FPL base ($7,424 at 138%).
Required Documents
Medicaid by State
Income limits and rules vary by state. Find yours.
View all 51 states
Frequently Asked Questions
What is Medicaid?
Free or low-cost comprehensive health coverage for low-income adults and families.
How much is Medicaid worth?
$3,600 to $8,400 per year. Avg $300–$700/month in health coverage value
What documents do I need?
You'll need: Proof of identity, Proof of residency, Proof of income, Citizenship documents, Social Security numbers.
How long does processing take?
15-45 days from submission.
How often do I renew?
Every 12 months.
Other Healthcare Programs
Low-cost health coverage for children in families that earn too much for Medicaid.
Medicare Extra HelpHelps pay Medicare prescription drug plan costs for people with limited income.
Medicare Savings ProgramsHelps pay Medicare premiums, deductibles, and copays.
ACA Premium Tax CreditLowers monthly health insurance premiums through the Marketplace.