CHIP in
New Jersey
Low-cost health coverage for children in families that earn too much for Medicaid.
Eligibility Requirements
Here's what you need to qualify for CHIP in New Jersey.
Income Limit
At or below 250% FPL
Maximum Age
Must be 18 or younger
Citizenship
U.S. citizen, permanent resident, or qualified non-citizen
Income limits vary by state (200%–300% FPL).
2026 Income Limits
CHIP income limits for New Jersey based on 250% FPL.
CHIP income limit in New Jersey: 250% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (250%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $37,650 | $3,138 |
| 2 people | $20,440 | $51,100 | $4,258 |
| 3 people | $25,820 | $64,550 | $5,379 |
| 4 people | $31,200 | $78,000 | $6,500 |
| 5 people | $36,580 | $91,450 | $7,621 |
| 6 people | $41,960 | $104,900 | $8,742 |
| 7 people | $47,340 | $118,350 | $9,863 |
| 8 people | $52,720 | $131,800 | $10,983 |
Each additional person adds approximately $5,380 to the FPL base ($13,450 at 250%).
Required Documents
Have these ready before you start your CHIP application.
How to Apply
Follow these steps to apply for CHIP in New Jersey.
Gather your documents
Collect all required documents listed above before starting.
Submit your application
Apply online through the Centers for Medicare & Medicaid Services or contact your local New Jersey office.
Wait for processing
Processing takes 7–30 days. Keep copies of everything.
Frequently Asked Questions
Who qualifies for CHIP in New Jersey?
Your household income must be at or below 250% of the Federal Poverty Level. Additional factors include age, citizenship, and household composition.
How do I apply for CHIP in New Jersey?
Apply through the Centers for Medicare & Medicaid Services. Processing takes 7-30 days.
How much is CHIP worth in New Jersey?
$2,400 to $6,000 per year. Avg $200–$500/month per child.
Other Benefits in New Jersey
Monthly food assistance loaded onto an EBT card for groceries.
WIC in New JerseyNutrition, food, and health support for pregnant women, new moms, and children under 5.
Free School Meals in New JerseyFree or reduced-price breakfast and lunch for school-age children.
Medicaid in New JerseyFree or low-cost comprehensive health coverage for low-income adults and families.
Medicare Extra Help in New JerseyHelps pay Medicare prescription drug plan costs for people with limited income.
Medicare Savings Programs in New JerseyHelps pay Medicare premiums, deductibles, and copays.