Medicare Extra Help
Helps pay Medicare prescription drug plan costs for people with limited income.
Overview
Medicare Extra Help is administered by the Social Security Administration. Avg $2,000–$4,000/year in drug cost savings.
Also called Low Income Subsidy (LIS).
Eligibility Requirements
Income Limit
Below 150% FPL
Minimum Age: 65+
2026 Income Limits
Federal baseline. Some states have higher limits.
Medicare Extra Help income limit in the contiguous US: 150% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (150%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $22,590 | $1,883 |
| 2 people | $20,440 | $30,660 | $2,555 |
| 3 people | $25,820 | $38,730 | $3,228 |
| 4 people | $31,200 | $46,800 | $3,900 |
| 5 people | $36,580 | $54,870 | $4,573 |
| 6 people | $41,960 | $62,940 | $5,245 |
| 7 people | $47,340 | $71,010 | $5,918 |
| 8 people | $52,720 | $79,080 | $6,590 |
Each additional person adds approximately $5,380 to the FPL base ($8,070 at 150%).
Required Documents
Medicare Extra Help by State
Income limits and rules vary by state. Find yours.
View all 51 states
Frequently Asked Questions
What is Medicare Extra Help?
Helps pay Medicare prescription drug plan costs for people with limited income.
How much is Medicare Extra Help worth?
$1,800 to $4,800 per year. Avg $2,000–$4,000/year in drug cost savings
What documents do I need?
You'll need: Medicare card, Proof of income, Bank account information.
How long does processing take?
14-60 days from submission.
How often do I renew?
Every 12 months.
Other Healthcare Programs
Free or low-cost comprehensive health coverage for low-income adults and families.
CHIPLow-cost health coverage for children in families that earn too much for Medicaid.
Medicare Savings ProgramsHelps pay Medicare premiums, deductibles, and copays.
ACA Premium Tax CreditLowers monthly health insurance premiums through the Marketplace.