Understand the support.
Medicare Extra Help is administered by the Social Security Administration. Avg $2,000–$4,000/year in drug cost savings
Also called Low Income Subsidy (LIS).
Benefits depend on your household and the program’s rules. A possible match is a starting point, not an approval.
Start with your household.
These are some of the factors the program considers. State rules and additional requirements may apply.
150% of the poverty level
A general income reference. Deductions and state rules can change the applicable limit.
65 or older
Check your state’s rules
Your state guide brings together application links and local requirements.
Choose your stateSee how household size matters.
The 2026 federal poverty guidelines provide a reference point. This table is illustrative; confirm the program’s current limits with your state.
Medicare Extra Help illustrative income threshold in the contiguous US: 150% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines. Program effective dates, deductions and state rules may differ; confirm with the agency.
| Household Size | 2026 FPL | Annual Limit (150%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,960 | $23,940 | $1,995 |
| 2 people | $21,640 | $32,460 | $2,705 |
| 3 people | $27,320 | $40,980 | $3,415 |
| 4 people | $33,000 | $49,500 | $4,125 |
| 5 people | $38,680 | $58,020 | $4,835 |
| 6 people | $44,360 | $66,540 | $5,545 |
| 7 people | $50,040 | $75,060 | $6,255 |
| 8 people | $55,720 | $83,580 | $6,965 |
Each additional person adds approximately $5,680 to the FPL base ($8,520 at 150%).
A little preparation helps.
Your agency will confirm exactly what it needs. These documents are a useful place to start.
- Medicare card
- Proof of income
- Bank account information
You do not need to upload documents or provide your Social Security number to take our free quiz.
Your next step is closer to home.
Explore local requirements and where to apply for Medicare Extra Help.
View all 51 states and districts
A few things to know.
What is Medicare Extra Help?
Helps pay Medicare prescription drug plan costs for people with limited income.
How much is Medicare Extra Help worth?
$1,800 to $4,800 per year. Avg $2,000–$4,000/year in drug cost savings
What documents do I need?
You'll need: Medicare card, Proof of income, Bank account information.
How long does processing take?
14-60 days from submission.
How often do I renew?
Every 12 months.
See what may fit your household.
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