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Your guide to tax credits support

Earned Income Tax Credit (EITC)
A clearer place to start.

A refundable tax credit for working individuals and families with low to moderate income.

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The program at a glance
What it helps with
Tax Credits
Administered by
Internal Revenue Service
Typical processing estimate
14–21 days
Cost to apply directly
Free

Your state agency decides eligibility and benefit amounts. This guide helps you get oriented.

The basics

Understand the support.

Earned Income Tax Credit (EITC) is administered by the Internal Revenue Service. Up to $7,830/year for families with 3+ children (2024)

Claimed when you file your federal tax return. Free prep at VITA sites.

Benefits depend on your household and the program’s rules. A possible match is a starting point, not an approval.

Who may qualify

Start with your household.

These are some of the factors the program considers. State rules and additional requirements may apply.

Income

350% of the poverty level

A general income reference. Deductions and state rules can change the applicable limit.

Employment

Work and income

Employed full-time, Employed part-time, Self-employed, Unemployed, looking for work

Where you live

Check your state’s rules

Your state guide brings together application links and local requirements.

Choose your state
Income reference

See how household size matters.

The 2026 federal poverty guidelines provide a reference point. This table is illustrative; confirm the program’s current limits with your state.

Earned Income Tax Credit (EITC) illustrative income threshold in the contiguous US: 350% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines. Program effective dates, deductions and state rules may differ; confirm with the agency.

Household Size2026 FPLAnnual Limit (350%)Monthly Limit
1 person$15,960$55,860$4,655
2 people$21,640$75,740$6,312
3 people$27,320$95,620$7,968
4 people$33,000$115,500$9,625
5 people$38,680$135,380$11,282
6 people$44,360$155,260$12,938
7 people$50,040$175,140$14,595
8 people$55,720$195,020$16,252

Each additional person adds approximately $5,680 to the FPL base ($19,880 at 350%).

What to gather

A little preparation helps.

Your agency will confirm exactly what it needs. These documents are a useful place to start.

  • W-2 forms
  • Social Security numbers for household
  • Last year's tax return

You do not need to upload documents or provide your Social Security number to take our free quiz.

Find your state

Your next step is closer to home.

Explore local requirements and where to apply for Earned Income Tax Credit (EITC).

View all 51 states and districts
Visit the official program website
Common questions

A few things to know.

What is Earned Income Tax Credit (EITC)?

A refundable tax credit for working individuals and families with low to moderate income.

How much is Earned Income Tax Credit (EITC) worth?

$632 to $7,830 per year. Up to $7,830/year for families with 3+ children (2024)

What documents do I need?

You'll need: W-2 forms, Social Security numbers for household, Last year's tax return.

How long does processing take?

14-21 days from submission.

How often do I renew?

Every 12 months.

Your next step

See what may fit your household.

Answer a few questions to explore your possible matches and free application links. No account needed.

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