Earned Income Tax Credit (EITC)
A refundable tax credit for working individuals and families with low to moderate income.
Overview
Earned Income Tax Credit (EITC) is administered by the Internal Revenue Service. Up to $7,830/year for families with 3+ children (2024).
Claimed when you file your federal tax return. Free prep at VITA sites.
Eligibility Requirements
Income Limit
Below 350% FPL
Employment
Employed full-time, Employed part-time, Self-employed, Unemployed, looking for work
2026 Income Limits
Federal baseline. Some states have higher limits.
Earned Income Tax Credit (EITC) income limit in the contiguous US: 350% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (350%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $52,710 | $4,393 |
| 2 people | $20,440 | $71,540 | $5,962 |
| 3 people | $25,820 | $90,370 | $7,531 |
| 4 people | $31,200 | $109,200 | $9,100 |
| 5 people | $36,580 | $128,030 | $10,669 |
| 6 people | $41,960 | $146,860 | $12,238 |
| 7 people | $47,340 | $165,690 | $13,808 |
| 8 people | $52,720 | $184,520 | $15,377 |
Each additional person adds approximately $5,380 to the FPL base ($18,830 at 350%).
Required Documents
Earned Income Tax Credit (EITC) by State
Income limits and rules vary by state. Find yours.
View all 51 states
Frequently Asked Questions
What is Earned Income Tax Credit (EITC)?
A refundable tax credit for working individuals and families with low to moderate income.
How much is Earned Income Tax Credit (EITC) worth?
$632 to $7,830 per year. Up to $7,830/year for families with 3+ children (2024)
What documents do I need?
You'll need: W-2 forms, Social Security numbers for household, Last year's tax return.
How long does processing take?
14-21 days from submission.
How often do I renew?
Every 12 months.