SSI
Monthly cash payments for disabled adults, blind individuals, and seniors with low income.
Overview
SSI is administered by the Social Security Administration. Up to $943/month (2024 federal rate).
Requires disability determination. Process can take 3–6 months.
Eligibility Requirements
Income Limit
Below 75% FPL
Qualifying Situation
I have a disability or chronic illness, I'm a senior (65+) or caring for one
2026 Income Limits
Federal baseline. Some states have higher limits.
SSI income limit in the contiguous US: 75% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (75%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $11,295 | $941 |
| 2 people | $20,440 | $15,330 | $1,278 |
| 3 people | $25,820 | $19,365 | $1,614 |
| 4 people | $31,200 | $23,400 | $1,950 |
| 5 people | $36,580 | $27,435 | $2,286 |
| 6 people | $41,960 | $31,470 | $2,623 |
| 7 people | $47,340 | $35,505 | $2,959 |
| 8 people | $52,720 | $39,540 | $3,295 |
Each additional person adds approximately $5,380 to the FPL base ($4,035 at 75%).
Required Documents
SSI by State
Income limits and rules vary by state. Find yours.
View all 51 states
Frequently Asked Questions
What is SSI?
Monthly cash payments for disabled adults, blind individuals, and seniors with low income.
How much is SSI worth?
$5,400 to $10,500 per year. Up to $943/month (2024 federal rate)
What documents do I need?
You'll need: Social Security card, Birth certificate, Medical records, Proof of income/resources, Bank statements.
How long does processing take?
90-180 days from submission.