Child Tax Credit
Up to $2,000 per qualifying child to reduce your tax bill.
Overview
Child Tax Credit is administered by the Internal Revenue Service. Up to $2,000/child; $1,600 refundable (2024).
Phases out at $200,000 single / $400,000 married.
Eligibility Requirements
Income Limit
Below 600% FPL
Qualifying Situation
I'm pregnant or have a child under 6
2026 Income Limits
Federal baseline. Some states have higher limits.
Child Tax Credit income limit in the contiguous US: 600% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (600%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $90,360 | $7,530 |
| 2 people | $20,440 | $122,640 | $10,220 |
| 3 people | $25,820 | $154,920 | $12,910 |
| 4 people | $31,200 | $187,200 | $15,600 |
| 5 people | $36,580 | $219,480 | $18,290 |
| 6 people | $41,960 | $251,760 | $20,980 |
| 7 people | $47,340 | $284,040 | $23,670 |
| 8 people | $52,720 | $316,320 | $26,360 |
Each additional person adds approximately $5,380 to the FPL base ($32,280 at 600%).
Required Documents
Child Tax Credit by State
Income limits and rules vary by state. Find yours.
View all 51 states
Frequently Asked Questions
What is Child Tax Credit?
Up to $2,000 per qualifying child to reduce your tax bill.
How much is Child Tax Credit worth?
$1,500 to $6,000 per year. Up to $2,000/child; $1,600 refundable (2024)
What documents do I need?
You'll need: W-2 forms, SSNs for qualifying children, Birth certificates.
How long does processing take?
14-21 days from submission.
How often do I renew?
Every 12 months.