CHIP in
Texas
Low-cost health coverage for children in families that earn too much for Medicaid.
Eligibility Requirements
Here's what you need to qualify for CHIP in Texas.
Income Limit
At or below 250% FPL
Maximum Age
Must be 18 or younger
Citizenship
U.S. citizen, permanent resident, or qualified non-citizen
Income limits vary by state (200%–300% FPL).
2026 Income Limits
CHIP income limits for Texas based on 250% FPL.
CHIP income limit in Texas: 250% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (250%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $37,650 | $3,138 |
| 2 people | $20,440 | $51,100 | $4,258 |
| 3 people | $25,820 | $64,550 | $5,379 |
| 4 people | $31,200 | $78,000 | $6,500 |
| 5 people | $36,580 | $91,450 | $7,621 |
| 6 people | $41,960 | $104,900 | $8,742 |
| 7 people | $47,340 | $118,350 | $9,863 |
| 8 people | $52,720 | $131,800 | $10,983 |
Each additional person adds approximately $5,380 to the FPL base ($13,450 at 250%).
Required Documents
Have these ready before you start your CHIP application.
How to Apply
Follow these steps to apply for CHIP in Texas.
Gather your documents
Collect all required documents listed above before starting.
Submit your application
Apply online through the Centers for Medicare & Medicaid Services or contact your local Texas office.
Wait for processing
Processing takes 7–30 days. Keep copies of everything.
Frequently Asked Questions
Who qualifies for CHIP in Texas?
Your household income must be at or below 250% of the Federal Poverty Level. Additional factors include age, citizenship, and household composition.
How do I apply for CHIP in Texas?
Apply through the Centers for Medicare & Medicaid Services. Processing takes 7-30 days.
How much is CHIP worth in Texas?
$2,400 to $6,000 per year. Avg $200–$500/month per child.
Other Benefits in Texas
Monthly food assistance loaded onto an EBT card for groceries.
WIC in TexasNutrition, food, and health support for pregnant women, new moms, and children under 5.
Free School Meals in TexasFree or reduced-price breakfast and lunch for school-age children.
Medicaid in TexasFree or low-cost comprehensive health coverage for low-income adults and families.
Medicare Extra Help in TexasHelps pay Medicare prescription drug plan costs for people with limited income.
Medicare Savings Programs in TexasHelps pay Medicare premiums, deductibles, and copays.