CHIP in
New York
Low-cost health coverage for children in families that earn too much for Medicaid.
Eligibility Requirements
Here's what you need to qualify for CHIP in New York.
Income Limit
At or below 250% FPL
Citizenship
U.S. citizen, permanent resident, or qualified non-citizen
Income limits vary by state (200%–300% FPL).
2026 Income Limits
CHIP income limits for New York based on 250% FPL.
CHIP illustrative income threshold in New York: 250% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines. Program effective dates, deductions and state rules may differ; confirm with the agency.
| Household Size | 2026 FPL | Annual Limit (250%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,960 | $39,900 | $3,325 |
| 2 people | $21,640 | $54,100 | $4,508 |
| 3 people | $27,320 | $68,300 | $5,692 |
| 4 people | $33,000 | $82,500 | $6,875 |
| 5 people | $38,680 | $96,700 | $8,058 |
| 6 people | $44,360 | $110,900 | $9,242 |
| 7 people | $50,040 | $125,100 | $10,425 |
| 8 people | $55,720 | $139,300 | $11,608 |
Each additional person adds approximately $5,680 to the FPL base ($14,200 at 250%).
Required Documents
Have these ready before you start your CHIP application.
How to Apply
Follow these steps to apply for CHIP in New York.
Gather your documents
Collect all required documents listed above before starting.
Submit your application
Apply online through the Centers for Medicare & Medicaid Services or contact your local New York office.
Wait for processing
Processing takes 7–30 days. Keep copies of everything.
Frequently Asked Questions
Who qualifies for CHIP in New York?
Your household income must be at or below 250% of the Federal Poverty Level. Additional factors include age, citizenship, and household composition.
How do I apply for CHIP in New York?
Apply through the Centers for Medicare & Medicaid Services. Processing takes 7-30 days.
How much is CHIP worth in New York?
$2,400 to $6,000 per year. Avg $200–$500/month per child.
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