SNAP Income Limits in Texas
To qualify for SNAP food benefits in Texas in 2026, a household of three generally needs gross monthly income at or below $2,797 and net income (after deductions) at or below $2,152. The maximum benefit for a family of four in Texas is $975 a month. Full tables by household size are below.
2026 SNAP Income Limits and Benefit Amounts in Texas
Gross income is what you earn before deductions; net income is what is left after SNAP subtracts the standard deduction, 20% of earnings, dependent care, child support paid and shelter costs above half your income. Most households have to pass both tests. Households with a member aged 60+ or with a disability skip the gross test entirely.
| Household Size | Gross Monthly (130% FPL) | Net Monthly (100% FPL) | Max Monthly Benefit |
|---|---|---|---|
| 1 person | $1,632up to about $2,071 in Texas | $1,255 | $292 |
| 2 people | $2,214up to about $2,811 in Texas | $1,703 | $536 |
| 3 people | $2,797up to about $3,550 in Texas | $2,152 | $768 |
| 4 people | $3,380up to about $4,290 in Texas | $2,600 | $975 |
| 5 people | $3,963up to about $5,030 in Texas | $3,048 | $1,158 |
| 6 people | $4,546up to about $5,770 in Texas | $3,497 | $1,390 |
| 7 people | $5,129up to about $6,509 in Texas | $3,945 | $1,536 |
| 8 people | $5,711up to about $7,249 in Texas | $4,393 | $1,756 |
Benefit column: USDA maximum SNAP allotments for FY2025 (October 1, 2024 – September 30, 2025), revised each October 1, for the 48 contiguous states and DC. Texas uses broad-based categorical eligibility and publishes a higher gross screen of about 165% of poverty, shown as the second figure in the gross column — states revise it, so confirm with Texas Health and Human Services.
The benefit column is a ceiling, not an estimate of what you will receive. SNAP assumes a household spends about 30% of its own net income on food, so the award is the maximum allotment minus roughly 30% of net income. A Texas household of three with $500 in net monthly income would receive roughly $618 a month rather than the full $768.
Where to Apply in Texas
- Agency: Texas Health and Human Services
- Online: YourTexasBenefits
- Phone: 2-1-1
- Program name in Texas: SNAP food benefits
Agency details change; confirm on the state website before you call or apply.
Understanding These Limits
- Annual Limit: Your total household income for the year must be at or below this amount.
- Monthly Limit: Your monthly income (annual divided by 12) must be at or below this amount.
- Household Size: Count yourself, your spouse, and all dependents living with you.
- Income Counted: Generally includes wages, self-employment, Social Security, pensions, and other regular income before taxes.
- Who counts as a household: Everyone who buys and prepares food together, which is not always everyone under the roof. A separate household in the same home can apply separately.
SNAP in Texas: Common Questions
What is the income limit for SNAP in Texas in 2026?
Texas screens gross monthly income at 130% of the federal poverty level: about $1,632 a month for one person and $2,797 for a household of three. After deductions for rent, utilities, child care and medical costs, net income must also be at or below $2,152 a month for three people (100% of poverty). Texas uses broad-based categorical eligibility, so many households are screened at about 165% of poverty instead — roughly $3,550 a month for three people. Households with a member who is 60+ or has a disability are not subject to the gross-income test at all.
What is the maximum SNAP benefit for a family of 4 in Texas?
$975 a month is the maximum SNAP food benefits allotment for a four-person household in Texas, and $768 for three people. Those are ceilings for a household with no net income; SNAP expects a household to spend about 30% of its own net income on food, so every $10 of net monthly income reduces the benefit by roughly $3. USDA revises these amounts each October 1.
How do I apply for SNAP in Texas?
Texas takes SNAP food benefits applications through YourTexasBenefits (www.yourtexasbenefits.com), administered by the Texas Health and Human Services. You can also apply or ask questions by phone at 2-1-1. You can file an application with just your name, address and signature to lock in the filing date, then supply verification afterwards.
How long does SNAP take to be approved in Texas?
Federal rules give Texas 30 days to decide a SNAP application, and 7–30 days is the normal range. If your household has under $150 in monthly gross income and under $100 in cash, or your rent and utilities exceed your income and cash together, you qualify for expedited SNAP and the state must issue benefits within 7 days.
Can I get SNAP in Texas if my income is slightly over the limit?
Often yes. The gross figure is measured before the deductions that most households qualify for — a standard deduction, 20% of earned income, dependent care, child support paid, and shelter costs above half of income. Texas also applies a higher categorical-eligibility screen of about 165% of poverty. Apply and let Texas run the calculation rather than screening yourself out on the gross number.
SNAP Income Limits in Other States
SNAP uses one federal income test, but states set their own categorical-eligibility screen and Alaska and Hawaii have higher limits and higher benefits.