Medicare Savings Programs in
Maryland
Helps pay Medicare premiums, deductibles, and copays.
Eligibility Requirements
Here's what you need to qualify for Medicare Savings Programs in Maryland.
Income Limit
At or below 135% FPL
Minimum Age
Must be 65+ years old
Citizenship
U.S. citizen, permanent resident, or qualified non-citizen
Four programs: QMB, SLMB, QI, QDWI.
2026 Income Limits
Medicare Savings Programs income limits for Maryland based on 135% FPL.
Medicare Savings Programs income limit in Maryland: 135% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (135%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $20,331 | $1,694 |
| 2 people | $20,440 | $27,594 | $2,300 |
| 3 people | $25,820 | $34,857 | $2,905 |
| 4 people | $31,200 | $42,120 | $3,510 |
| 5 people | $36,580 | $49,383 | $4,115 |
| 6 people | $41,960 | $56,646 | $4,721 |
| 7 people | $47,340 | $63,909 | $5,326 |
| 8 people | $52,720 | $71,172 | $5,931 |
Each additional person adds approximately $5,380 to the FPL base ($7,263 at 135%).
Required Documents
Have these ready before you start your Medicare Savings Programs application.
How to Apply
Follow these steps to apply for Medicare Savings Programs in Maryland.
Gather your documents
Collect all required documents listed above before starting.
Submit your application
Apply online through the Centers for Medicare & Medicaid Services or contact your local Maryland office.
Wait for processing
Processing takes 30–60 days. Keep copies of everything.
Frequently Asked Questions
Who qualifies for Medicare Savings Programs in Maryland?
Your household income must be at or below 135% of the Federal Poverty Level. Additional factors include age, citizenship, and household composition.
How do I apply for Medicare Savings Programs in Maryland?
Apply through the Centers for Medicare & Medicaid Services. Processing takes 30-60 days.
How much is Medicare Savings Programs worth in Maryland?
$1,700 to $3,000 per year. Saves $170–$250/month in Medicare premiums.
Other Benefits in Maryland
Monthly food assistance loaded onto an EBT card for groceries.
WIC in MarylandNutrition, food, and health support for pregnant women, new moms, and children under 5.
Free School Meals in MarylandFree or reduced-price breakfast and lunch for school-age children.
Medicaid in MarylandFree or low-cost comprehensive health coverage for low-income adults and families.
CHIP in MarylandLow-cost health coverage for children in families that earn too much for Medicaid.
Medicare Extra Help in MarylandHelps pay Medicare prescription drug plan costs for people with limited income.