Saver's Credit in
Arkansas
Tax credit for contributions to a retirement account.
Eligibility Requirements
Here's what you need to qualify for Saver's Credit in Arkansas.
Income Limit
At or below 250% FPL
Minimum Age
Must be 18+ years old
Citizenship
U.S. citizen, permanent resident, or qualified non-citizen
Must be 18+ and not a full-time student or dependent.
2026 Income Limits
Saver's Credit income limits for Arkansas based on 250% FPL.
Saver's Credit income limit in Arkansas: 250% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (250%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $37,650 | $3,138 |
| 2 people | $20,440 | $51,100 | $4,258 |
| 3 people | $25,820 | $64,550 | $5,379 |
| 4 people | $31,200 | $78,000 | $6,500 |
| 5 people | $36,580 | $91,450 | $7,621 |
| 6 people | $41,960 | $104,900 | $8,742 |
| 7 people | $47,340 | $118,350 | $9,863 |
| 8 people | $52,720 | $131,800 | $10,983 |
Each additional person adds approximately $5,380 to the FPL base ($13,450 at 250%).
Required Documents
Have these ready before you start your Saver's Credit application.
How to Apply
Follow these steps to apply for Saver's Credit in Arkansas.
Gather your documents
Collect all required documents listed above before starting.
Submit your application
Apply online through the Internal Revenue Service or contact your local Arkansas office.
Wait for processing
Processing takes 14–21 days. Keep copies of everything.
Frequently Asked Questions
Who qualifies for Saver's Credit in Arkansas?
Your household income must be at or below 250% of the Federal Poverty Level. Additional factors include age, citizenship, and household composition.
How do I apply for Saver's Credit in Arkansas?
Apply through the Internal Revenue Service. Processing takes 14-21 days.
How much is Saver's Credit worth in Arkansas?
$100 to $1,000 per year. 10%–50% credit on up to $2,000 in retirement contributions.
Other Benefits in Arkansas
Monthly food assistance loaded onto an EBT card for groceries.
WIC in ArkansasNutrition, food, and health support for pregnant women, new moms, and children under 5.
Free School Meals in ArkansasFree or reduced-price breakfast and lunch for school-age children.
Medicaid in ArkansasFree or low-cost comprehensive health coverage for low-income adults and families.
CHIP in ArkansasLow-cost health coverage for children in families that earn too much for Medicaid.
Medicare Extra Help in ArkansasHelps pay Medicare prescription drug plan costs for people with limited income.