Saver's Credit Income Limits in Hawaii
2026 income limits for Saver's Credit in Hawaii, broken down by household size. These limits are based on 250% of the Federal Poverty Level (FPL).
Saver's Credit illustrative income threshold in Hawaii: 250% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines. Program effective dates, deductions and state rules may differ; confirm with the agency.
| Household Size | 2026 FPL | Annual Limit (250%) | Monthly Limit |
|---|---|---|---|
| 1 person | $18,360 | $45,900 | $3,825 |
| 2 people | $24,890 | $62,225 | $5,185 |
| 3 people | $31,420 | $78,550 | $6,546 |
| 4 people | $37,950 | $94,875 | $7,906 |
| 5 people | $44,480 | $111,200 | $9,267 |
| 6 people | $51,010 | $127,525 | $10,627 |
| 7 people | $57,540 | $143,850 | $11,988 |
| 8 people | $64,070 | $160,175 | $13,348 |
Each additional person adds approximately $6,530 to the FPL base ($16,325 at 250%). Hawaii has higher poverty guidelines than the contiguous US.
Understanding These Limits
- Annual Limit: Your total household income for the year must be at or below this amount.
- Monthly Limit: Your monthly income (annual divided by 12) must be at or below this amount.
- Household Size: Count yourself, your spouse, and all dependents living with you.
- Income Counted: Generally includes wages, self-employment, Social Security, pensions, and other regular income before taxes.
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