Saver's Credit Income Limits in Hawaii
2026 income limits for Saver's Credit in Hawaii, broken down by household size. These limits are based on 250% of the Federal Poverty Level (FPL).
Saver's Credit income limit in Hawaii: 250% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (250%) | Monthly Limit |
|---|---|---|---|
| 1 person | $17,310 | $43,275 | $3,606 |
| 2 people | $23,510 | $58,775 | $4,898 |
| 3 people | $29,700 | $74,250 | $6,188 |
| 4 people | $35,900 | $89,750 | $7,479 |
| 5 people | $42,090 | $105,225 | $8,769 |
| 6 people | $48,280 | $120,700 | $10,058 |
| 7 people | $54,470 | $136,175 | $11,348 |
| 8 people | $60,660 | $151,650 | $12,638 |
Each additional person adds approximately $6,190 to the FPL base ($15,475 at 250%). Hawaii has higher poverty guidelines than the contiguous US.
Understanding These Limits
- Annual Limit: Your total household income for the year must be at or below this amount.
- Monthly Limit: Your monthly income (annual divided by 12) must be at or below this amount.
- Household Size: Count yourself, your spouse, and all dependents living with you.
- Income Counted: Generally includes wages, self-employment, Social Security, pensions, and other regular income before taxes.