ACA Premium Tax Credit Income Limits in Hawaii
2026 income limits for ACA Premium Tax Credit in Hawaii, broken down by household size. These limits are based on 400% of the Federal Poverty Level (FPL).
ACA Premium Tax Credit income limit in Hawaii: 400% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (400%) | Monthly Limit |
|---|---|---|---|
| 1 person | $17,310 | $69,240 | $5,770 |
| 2 people | $23,510 | $94,040 | $7,837 |
| 3 people | $29,700 | $118,800 | $9,900 |
| 4 people | $35,900 | $143,600 | $11,967 |
| 5 people | $42,090 | $168,360 | $14,030 |
| 6 people | $48,280 | $193,120 | $16,093 |
| 7 people | $54,470 | $217,880 | $18,157 |
| 8 people | $60,660 | $242,640 | $20,220 |
Each additional person adds approximately $6,190 to the FPL base ($24,760 at 400%). Hawaii has higher poverty guidelines than the contiguous US.
Understanding These Limits
- Annual Limit: Your total household income for the year must be at or below this amount.
- Monthly Limit: Your monthly income (annual divided by 12) must be at or below this amount.
- Household Size: Count yourself, your spouse, and all dependents living with you.
- Income Counted: Generally includes wages, self-employment, Social Security, pensions, and other regular income before taxes.