ACA Premium Tax Credit in
South Carolina
Lowers monthly health insurance premiums through the Marketplace.
Eligibility Requirements
Here's what you need to qualify for ACA Premium Tax Credit in South Carolina.
Income Limit
At or below 400% FPL
Citizenship
U.S. citizen, permanent resident, or qualified non-citizen
Apply through Healthcare.gov during Open Enrollment (Nov 1 – Jan 15).
2026 Income Limits
ACA Premium Tax Credit income limits for South Carolina based on 400% FPL.
ACA Premium Tax Credit income limit in South Carolina: 400% of the Federal Poverty Level (FPL). Based on 2026 HHS poverty guidelines.
| Household Size | 2026 FPL | Annual Limit (400%) | Monthly Limit |
|---|---|---|---|
| 1 person | $15,060 | $60,240 | $5,020 |
| 2 people | $20,440 | $81,760 | $6,813 |
| 3 people | $25,820 | $103,280 | $8,607 |
| 4 people | $31,200 | $124,800 | $10,400 |
| 5 people | $36,580 | $146,320 | $12,193 |
| 6 people | $41,960 | $167,840 | $13,987 |
| 7 people | $47,340 | $189,360 | $15,780 |
| 8 people | $52,720 | $210,880 | $17,573 |
Each additional person adds approximately $5,380 to the FPL base ($21,520 at 400%).
Required Documents
Have these ready before you start your ACA Premium Tax Credit application.
How to Apply
Follow these steps to apply for ACA Premium Tax Credit in South Carolina.
Gather your documents
Collect all required documents listed above before starting.
Submit your application
Apply online through the U.S. Department of Health & Human Services or contact your local South Carolina office.
Wait for processing
Processing takes 1–14 days. Keep copies of everything.
Frequently Asked Questions
Who qualifies for ACA Premium Tax Credit in South Carolina?
Your household income must be at or below 400% of the Federal Poverty Level. Additional factors include age, citizenship, and household composition.
How do I apply for ACA Premium Tax Credit in South Carolina?
Apply through the U.S. Department of Health & Human Services. Processing takes 1-14 days.
How much is ACA Premium Tax Credit worth in South Carolina?
$1,200 to $6,000 per year. Avg $100–$500/month reduction in premiums.
Other Benefits in South Carolina
Monthly food assistance loaded onto an EBT card for groceries.
WIC in South CarolinaNutrition, food, and health support for pregnant women, new moms, and children under 5.
Free School Meals in South CarolinaFree or reduced-price breakfast and lunch for school-age children.
Medicaid in South CarolinaFree or low-cost comprehensive health coverage for low-income adults and families.
CHIP in South CarolinaLow-cost health coverage for children in families that earn too much for Medicaid.
Medicare Extra Help in South CarolinaHelps pay Medicare prescription drug plan costs for people with limited income.